WhatsApp the Facebook-owned Messaging app, has added new icons on the app for its users. WhatsApp Pay has been around for a long time now in beta testing, but it received a nod from the Indian government only in November last year.
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WhatsApp Pay button lets users send and receive money on the messaging app. Now, you will not have to download a separate app to send money if you have already added your card details on WhatsApp.
As per WABetaInfo, “WhatsApp is rolling out a new shortcut to quickly send payments. Previously you had to open the chat action sheet to send payments, WhatsApp is now placing a dedicated button on the chat bar.”
The payments button is located right next to the attachments button in the text box in chats. Earlier, the payments button was hidden behind the attachments option.
According to the report, the payments button is available for Indian users with WhatsApp beta for Android 2.27.17 and later. For iOS, it’s still in development and will be made available later.
What is WhatsApp Pay?
WhatsApp Pay is a payments service introduced by the Facebook-owned messaging app, WhatsApp.It is built on the unified payments platform (UPI). It competes with the likes of Google Pay, PhonePe, Paytm, Amazon pay and others.
Steps to register for WhatsApp Pay:
To begin, make sure you are on the latest version of WhatsApp. Check the Play Store or the App Store for an update.
Step 1: Open WhatsApp and click on the three dots menu at the top right corner.
Step 2: Now, click on ‘Payments’.
Step 3: Then, click on ‘Add payment method’.
Step 4: Now, select the bank that you have an account in.
Step 5: WhatsApp will then verify your phone number and show your bank account.
Step 6: Click on your bank account and then, click on ‘Done’.
Step 7: You will now be able to see your UPI ID, your payment history and your linked bank accounts.
Steps to Send Money via Whatsapp pay:
Step 1: Open the chat of the user to whom you wish to send money.
Step 2: Now, click on the attachment button near the chatbox.
Step 3: Now, click on Payments.
Step 4: Enter the amount and you can also add a note for the payment.
Step 5: Now, click on the send button.
Step 6: Then, enter your UPI PIN to approve the payment.
Please Note:
• WhatsApp allows you to send money only to those contacts that have registered for WhatsApp Payments.
• If you try to send money to a contact that has not enabled the service, you get an option to notify the user to enable payments to receive money.
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